Introducing the “Geico Roadside Assistance Guide”: Your Ultimate Resource for Navigating Roadside Challenges with Confidence.
In this comprehensive guide, we delve into the intricacies of Geico’s Roadside Assistance program, providing valuable insights to empower you in making informed decisions and ensuring a secure and worry-free journey on the road.
Get a Geico roadside assistance quote
- Initiate Geico roadside assistance by obtaining a quote.
- Quote available online, by phone, or through a local agent.
- Provide basic information about yourself and your vehicle for the quote.
- Customize your policy by selecting coverage options.
- Geico’s roadside assistance costs $14 per year per vehicle.
- Affordable option compared to other services.
- Grants unlimited access to a network of 30,000+ service providers in the US, Canada, and Puerto Rico.
- Coverage includes towing, battery jumpstart, flat tire change, lockout service, and fuel delivery.
- $100 per incident limit for covered services.
- Obtain a Geico roadside assistance quote on their website, by calling 1-800-861-8380, or through a local agent.
Add Geico roadside assistance to my policy
If you’re already a Geico auto insurance policyholder, incorporating roadside assistance is a breeze and can be done at your convenience.
Whether online, over the phone, or through a local agent, the process is designed to be accessible and straightforward.
- Online Addition: Log in to your Geico account and navigate to the “Manage Your Policy” section. Look for the “Add or Remove Coverage” option, click on it, and follow the prompts to seamlessly include roadside assistance to your policy.
- Phone Assistance: Dial 1-800-861-8380 to connect with a customer service representative who will assist you in the process of adding roadside assistance. They’ll guide you through the necessary steps and update your policy accordingly.
- Local Agent Visit: Locate the nearest Geico agent using the agent locator tool on Geico’s website. Schedule an appointment to meet with the agent in person, where you can discuss your options and add roadside assistance to your policy.
Adding Geico roadside assistance is not only a simple process but also a wise investment that can save you from potential hassles and financial stress in the future.
How much does Geico roadside assistance cost?
- Geico roadside assistance is highly affordable, priced at only $14 per year per vehicle.
- This translates to approximately $1.17 per month or less than 4 cents per day.
- In comparison, competitors like AAA charge between $56 and $119 annually, based on membership level and the number of drivers and vehicles.
- Geico’s coverage extends up to $100 per incident for services such as towing, battery jumpstart, flat tire change, lockout service, and fuel delivery.
- This coverage is not limited in usage throughout the year, provided each service remains within the $100 limit.
- Any costs exceeding the $100 limit will be the responsibility of the policyholder.
- Geico roadside assistance offers value for money and financial security in emergency situations on the road.
- The service can potentially lower overall auto insurance premiums by reducing the risk of claims for more expensive services like collision or comprehensive coverage.
How to file a Geico Roadside Assistance claim
Filing a Geico roadside assistance claim is easy and convenient. You can do it online, by phone, or through the Geico mobile app. Here are the steps to follow:
Ensure your safety by being in a secure location and activating your hazard lights.
Reach out to Geico roadside assistance through 1-800-424-3426, geico.com/claims/roadside-assistance, or the Geico mobile app. Provide your policy number, vehicle details, location, and specify the required service.
Await confirmation and the service provider’s estimated arrival time, with the option to track your claim status online or via the app.
Upon the service provider’s arrival, present your ID, and sign the receipt. Geico covers the service cost up to your limit, eliminating any out-of-pocket expenses.
What is not covered by Geico Roadside assistance?
Geico roadside assistance covers the following services:
- Towing (up to 100 miles)
- Battery jump-start
- Flat tire change
- Lockout service (up to $100)
- Fuel delivery (up to 5 gallons)
However, there are some limitations and exclusions that you should be aware of. Geico roadside assistance does not cover:
- Towing beyond 100 miles or to a location other than the nearest qualified repair facility
- Service for vehicles that are not listed on your policy or that are driven by someone other than you or a listed driver
- Service for vehicles that are inoperable due to mechanical failure, collision, fire, flood, vandalism, or theft
- Service for vehicles that are stuck in mud, snow, sand, or water
- Service for vehicles that are located in areas that are inaccessible, unsafe, or prohibited by law
- Service for vehicles that require special equipment, such as winches, dollies, or flatbeds
- Service for motorcycles, trailers, RVs, buses, or commercial vehicles
How long does it take for Geico Roadside Assistance to Arrive?
The time it takes for Geico roadside assistance to arrive depends on several factors, such as your location, traffic, weather, and the availability of the service provider.
Geico does not guarantee a specific time of arrival, but it will provide you with an estimate when you file your claim. You can also track the status of your claim online or through the app to see the updated ETA.
According to Geico, the average time it takes for Geico roadside assistance to arrive is 47 minutes.
However, this may vary depending on the situation and the service you need. For example, towing may take longer than a battery jump-start or a flat tire change.
Geico Roadside Assistance vs. Other Companies
Geico Roadside Assistance stands as a viable option for drivers facing vehicle emergencies, but how does it stack up against competitors like AAA, Allstate, or Progressive?
Advantages of Geico Roadside Assistance:
Affordability and Convenience:
Addition to your existing Geico auto policy costs as low as $14 per year per vehicle.
Convenient claim filing and status tracking options online, by phone, or through the app.
Expansive network of service providers across the country ensures assistance wherever you are.
Considerations for Geico Roadside Assistance:
Coverage Limit:
Geico covers towing up to 100 miles, whereas AAA extends up to 200 miles for Plus members and unlimited miles for Premier members.
Vehicle Limitations:
Geico does not cover motorcycles, trailers, RVs, buses, or commercial vehicles, while some competitors do.
Impact on Insurance Rates:
Frequent use of Geico roadside assistance may lead to a classification as a high-risk driver, potentially resulting in increased premiums.
Some competitors offer roadside assistance as a separate membership or subscription, potentially avoiding such rate implications.
While Geico Roadside Assistance offers affordability and convenience, it’s essential to weigh these advantages against potential limitations and the impact on insurance rates, especially when compared to other service providers in the market.
Is Geico Roadside Assistance worth It?
The answer to this question depends on your personal preferences, driving habits, and budget. Geico roadside assistance may be worth it if you are looking for a low-cost and convenient option that covers the basic services you need.
Geico roadside assistance may also be worth it if you are already a Geico customer and want to bundle your services for convenience and savings.
However, Geico roadside assistance may not be worth it if you need more comprehensive coverage, such as towing beyond 100 miles, service for motorcycles or RVs, or additional benefits, such as trip interruption, travel discounts, or identity theft protection.
Geico roadside assistance may also not be worth it if you are concerned about the impact on your auto insurance rates or if you prefer a separate membership or subscription that does not depend on your insurance policy.
Contact details
| Category | Contact Details |
|---|---|
| Phone Number | Request assistance online or via the GEICO Mobile app. Emergency service: 1 (800) 424-3426 (24/7) |
| Address | No specific address; mail reimbursement requests to GEICO Emergency Road Service, P.O. Box 8075, Macon, GA |
| Customer Service | Chat, phone (800-STATE-FARM), email (r*@statefarm.com**), available 24/7 |
| Policy Details | Towing, jump starts, tire changes, lockout services (up to $100), winching, fuel delivery |
| Email Address | General inquiries: r*@statefarm.com**. Reimbursement requests: [email protected] |
| Fax Number | Reimbursement requests: (866) 954-3761. Customer service: (858) 451-0030 |
| Operating Hours | Roadside Assistance: 24/7. Customer service: 24/7 via chat, phone, or email |