GEICO Insurance Company Maryland claims, policy, contact information and more

GEICO, or the Government Employees Insurance Company, is a prominent figure in the American insurance industry. Established in 1936 by Leo Goodwin and his wife Lillian, GEICO initially catered to government employees and the military.

However, it soon expanded its services to the general public, gaining recognition and trust nationwide. Now a subsidiary of Berkshire Hathaway Inc., headed by the renowned Warren Buffett, GEICO is headquartered in Chevy Chase, Maryland.

The company is perhaps most famous for its advertising campaigns, featuring the memorable tagline, “15 minutes could save you 15% or more on car insurance.” While auto insurance remains its primary offering, GEICO provides a diverse range of insurance products, including coverage for homeowners, renters, life, and businesses.

With a strong digital presence and a commitment to customer convenience, GEICO continues to serve millions of policyholders, solidifying its reputation as a leader in the insurance world.

What makes Geico Insurance company the right choice?

Low Rates and Generous Discounts: GEICO offers budget-friendly car insurance rates and discounts that could slash your costs by 15% or more. Enjoy perks like multi-car discounts and savings for vehicles equipped with safety features. You might also qualify for special discounts through affiliated organizations.

Exceptional Customer Service: Recent surveys* reveal that a remarkable 97% of our policyholders were delighted with the service they received. Whether you prefer assistance by phone or online, including holidays, we’re there for you. Expect swift and fair claims settlements from our dedicated team.

Local GEICO Insurance Agents: Our local agents provide that personal touch, ensuring your insurance needs are met with care and attention.

Solid Financial Backing: With GEICO, you have peace of mind knowing that we have the financial strength to honor your claims. As a wholly owned subsidiary of Berkshire Hathaway, Inc. with assets exceeding $32 billion**, we’re more than capable of delivering on our promises.

Obtaining an Auto Insurance Quote

What details are required to request a car insurance quote?

To speed up the process of receiving your customized car insurance quote, please have the following ready:

  • A valid driver’s license.
  • Your vehicle identification number (VIN).
  • The physical address where your vehicle is stored.

During the quote process:

  • You’ll gain insight into various coverage options, including meeting state minimums, to determine the ideal car insurance for you and your family.
  • We’ll also ask a few questions to identify potential savings you’re eligible for.

Afterward, you’ll receive your tailored rate and can easily make an online purchase. It’s that simple.

Navigating the Comparison of Car Insurance Quotes

To effectively compare car insurance quotes from various providers, ensure you align on the following factors:

  • Coverages: Select consistent coverage types and amounts across all quotes, while keeping in mind any mandatory requirements.
  • Policy Limits: While there are minimum limits, use our coverage calculator to determine if you need higher coverage amounts.
  • Deductible Amount: Depending on your chosen coverage, consider the amount you’re comfortable paying towards vehicle repairs. Increasing your deductible can often lead to lower premium costs.

By maintaining uniformity in these aspects, you’ll obtain a comprehensive view of each insurer’s offerings.

Customize your car insurance with the necessary coverage

The suggestion is to personalize your car insurance with the coverages you require. It is true that state laws establish the minimum requirements for the type and amount of coverage necessary for auto insurance. However, these minimums may not be sufficient for your individual needs.

We are available to assist you in identifying the appropriate coverages tailored to your specific situation. This is the reason we have streamlined the process of customizing your car insurance.

The mandatory auto insurance coverages encompass compensation for any harm or injuries sustained by other individuals and/or their possessions due to an accident for which you are deemed responsible.

In most cases, states mandate the following auto insurance coverages:

  • Bodily injury coverage
  • Property damage coverage
  • Uninsured motorist coverage

It is possible to enhance the level of protection for these coverages beyond the state-imposed minimums. You might want to take into account the types of vehicles you frequently encounter.

For instance, if you frequently drive in an area where expensive cars are common, it is worth considering whether your current coverage would be sufficient to cover the costs of repairing or replacing such vehicles.

Furthermore, there are additional car insurance coverages that, although not obligatory, can offer an added layer of safeguard. These coverages generally cater to damages and/or injuries incurred by you.

As a general guideline, the following are some of the optional coverages available:

  • Collision coverage
  • Comprehensive coverage
  • Medical coverages
  • Emergency roadside assistance
  • Rental reimbursement
  • Mechanical breakdown insurance

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